1. Be a stickler for furniture: Now that most people have done their seasonal renovating, their used furniture is out of the house and on the market.  Don't forget to hit thrift stores, consignment shops and furniture outlets, where you'll likely reap the booty of someone else's Spring cleaning.  Plus, retailers have to get rid of their own furniture in order to make room for the new stuff which comes their way in August.  So go for it.  And don't be afraid to negotiate on the price; it often works.


2. Get some gadgetry: Specifically, computers and tablets.  Prices start to drop in the month of July.  And they continue to go down toward the beginning of the school year.  Sign up for retailer e-newsletters, so you can stay on top of what's both hot and less expensive.


3. Buy bottled water: You'll probably be doing a lot of that, anyway.  But did you know that bottled water goes on sale in July as a way to get customers into stores?  Why not stock up now for the longer term?


4. Collect condiments: We're guessing you've never heard of this one.  We hadn't.  Old backyard favorites like mustard, ketchup, relish, sour cream, sauerkraut, mayonnaise and pickles are going cheap this month.  Buy these items in bulk, and enhance your discount with coupons.


5. Be a jeans genius: Turns out that July is the best time to buy blue jeans, because few people buy jeans during one of the hottest months of the year.  So retailers put them on sale in order to move them.  Stores also get new jeans in the late Summer,  in anticipation of Fall shopping season, so they're eager to sell old ones to make room for the new merch.


6. Get suited up: Formal suits are also seldom purchased during the middle of summer.  Consequently, many suit retailers will hold sales to keep product moving out of the store.  So hey, if you have an upcoming formal wedding to attend, or simply need new suits for work and special occasions, July is the time to buy.


(Source: DailyFinance)(Photo: flickr)