KRISTEN'S STORY -
NEW CREDIT SCORE CHANGES FOR 2019
The new year is bringing a change in credit score calculations. The bottom line: It could help you big time. It’s called the new "UltraFICO score" works.
Let's say the average Joe or Jane, trying to get a car loan, they're at 580 and the bank might require a 600 credit score or 620. They're going to be on the verge of getting denied. By adding in their bank accounts, linking their bank accounts to their credit history, depending on the longevity of the accounts, if they don't have any non-sufficient funds in the past, and they have at least 400 dollars in the account, with Ultra FICO, that could boost up their score minimum 20 points, maybe 40, or 60. It just depends on their bank account history.
According to the FICO website, more than 15 million people who currently don't have a fico score could receive an "UltraFICO score", and access to credit and loans. Credit reporting agency Experian is doing something similar. It's called "Experian Boost" and it allows people to get higher credit scores based on payments of phone, cable, and electric bills. Both programs appear to be in the pilot stage with roll-out dates in the coming months.
JASON'S STORY - WINNER
WOMAN BANNED FROM WALMART WHILE DRINKING WINE FROM A PRINGLES CAN
Police were called to a Texas Walmart after a woman was reportedly drinking wine from a Pringles can and riding an electric cart in the parking lot.
Officers responded to a call around 9 a.m. about a suspicious person in the store’s parking lot. Investigators found the woman at a nearby restaurant and told her she was banned from the Walmart.
The caller said the woman had been riding around the store’s parking lot since 6:30 a.m., drinking wine from the potato chip can."